Like a work of art or a piece of fine jewelry, a fine bottle of wine or spirits can be a treasure, with special memories and unique stories.

With our broad coverage and unparalleled service, you can trust Chubb to help protect the very special things you’ve acquired over the years.

Chubb Masterpiece® Valuable Articles Coverage Highlights

  • Individualized coverage?

    We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.
  • Automatic coverage for new items

    If you already have itemized jewelry, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*
  • Paying market value?

    In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.
  • Agreed value feature

    We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
  • Blanket or Scheduled Items

    Protect an entire collection with blanket coverage, itemize your individual bottles, or do both. It's up to you.
  • Coverage for Mechanical Breakdown

    We provide coverage for wine which has been damaged due to loss of utility service or mechanical breakdown of climate control equipment.
Have Questions?
Have questions regarding protecting your collection? Call Chubb for a referral to a qualified professional.
When you own or collect fine art, jewelry, wine, or other collectibles, it’s important to stay abreast of what’s happening in the market and how it might affect the price of your valuables.

Masterpiece? Valuable Articles Insurance for Your Collectible Wine
Masterpiece? Valuable Articles Insurance for Your Collectible Wine
Protect your wine, so you can appreciate it for years to come
Chubb Masterpiece Valuable Articles Brochure
Masterpiece? Valuable Articles Insurance Brochure
Insure your valuables with confidence

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*In a few states, wine and spirit acquisitions are capped at $50,000. Please check your policy for details.

Disclaimer: This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

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Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

5 Things That Can Go Wrong with Wine and How to Prevent Them
Wine is an organic asset with a limited lifespan and a peak drinking time window. Whether you own one bottle of wine or a hundred, make sur
Whisky is the New Wine Tips for Collecting One of the Most Popular Spirits
With the price of rare whisky on the rise, connoisseurs and collectors are turning to scotch (Scottish whisky) and bourbon (Irish or Kentuc